CONCRYT Integrated Into PaymentIQ Platform
Merchants using PaymentIQ can now access CONCRYT payment routing through a configuration change.
Updated on Sept. 27, 2026 in Financial Services
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On 11 August 2026, Barcelona-based CONCRYT announced its integration into the PaymentIQ platform. This allows global merchants to manage deposits, payouts, and refunds through CONCRYT without custom development.
Why it matters
Merchants utilize these integrations to compare provider performance and shift payment traffic based on acceptance rates and operational costs. Accessing new providers via platform configuration rather than custom code reduces the time required to optimize payment stacks.
PaymentIQ provides merchants access to 400 payment service providers, a network that now includes CONCRYT. The integration enables traffic routing as a configuration task rather than a bespoke development project.
The players
CONCRYT
A Barcelona-based provider specializing in payment gateway services.
PaymentIQ
A payment platform that connects merchants to a network of over 400 payment service providers.
The details
By aggregating providers behind a unified API, PaymentIQ allows operators to switch or add routing options without scoping individual integration projects. Merchants can now direct their transaction flow to CONCRYT for payouts and refunds by modifying existing platform settings. This capability allows businesses to test provider performance against established benchmarks to improve cost efficiency or acceptance rates.
Timeline
The integration was formally announced on 11 August 2026.
The European Parliament conducted work on the PSD3 framework throughout 2025 and 2026.
Market Landscape
This integration follows the broader industry trend of streamlining payment infrastructure in anticipation of evolving regulatory standards like the European Parliament's PSD3 framework. The move emphasizes platform-level flexibility as merchants shift away from rigid, single-provider architectures.
Operators currently using PaymentIQ should review their existing routing configuration to determine if CONCRYT offers competitive pricing or acceptance rates for their specific payment volume. Teams should assess whether shifting traffic through the platform's native settings reduces their current technical debt compared to custom-built gateways.
The takeaway
Platform-based integrations significantly lower the barrier to testing new payment providers and optimizing transaction costs. Review your current payment routing configuration to identify if a low-effort provider swap could improve your acceptance rates or lower processing overhead.
Further reading
For more on industry infrastructure shifts, see Financial Services.
Source note: This article includes information reported by The Fintech Times.
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