Silverflow and Hypergate Linked Payment Infrastructure
Financial institutions can now use a single-API integration to manage card network processing and compliance.
Updated on Sept. 24, 2026 in Financial Services
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Silverflow and Hypergate integrated their payment platforms to provide financial institutions with a unified connection to card networks. The joint solution streamlines operational management through automated configuration synchronization.
Why it matters
Operators are shifting away from legacy systems toward API-driven platforms to boost innovation and system resilience. This integration provides a standardized path for managing complex payment workflows while maintaining strict regulatory documentation.
The integration supports PCI DSS Level 1 compliance and provides DORA-ready documentation for financial institutions. Early adopters including Guru Pay, Fairmay, Finsei, and Exepay have realized an 8% increase in first-payment approval rates.
The players
Silverflow
A payment technology provider specializing in cloud-based platforms for financial institutions.
Hypergate
A payment infrastructure company that offers gateway and connectivity services for global card networks.
Guru Pay
A financial services firm utilizing digital payment processing infrastructure.
Fairmay
A financial services organization adopting integrated payment technology solutions.
The details
The platform functions through automated two-way synchronization of merchant configurations between the Silverflow and Hypergate systems. Operators gain a single interface to handle authorization, refunds, chargebacks, and tokenization. This design eliminates the need for managing multiple disparate back-end connections, reducing the technical overhead associated with traditional payment processing.
Timeline
September 24, 2026: The joint solution became available for organizations.
Market Landscape
The platform aligns with the increasing emphasis on the Digital Operational Resilience Act (DORA) by embedding necessary documentation into the core payment architecture. This integration follows a broader industry move to consolidate payment stacks in response to legacy system limitations.
Financial operators should evaluate whether their existing payment stack meets the threshold for DORA-ready documentation and PCI DSS Level 1 compliance. Consider auditing your current approval rates against the 8% uplift observed by early adopters to determine if an infrastructure migration is warranted.
The takeaway
Legacy payment systems are increasingly an impediment to both approval efficiency and regulatory compliance. Audit your firm's current vendor interface for automated synchronization capabilities to ensure your operational stack is prepared for modern digital resilience standards.
Further reading
For more on industry infrastructure trends, visit Financial Services.
Source note: This article includes information reported by Finextra Research.
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