Fed and FDIC Cleared 15 Major Banks’ Resolution Plans
Large banking organizations with over $250 billion in assets face no new regulatory hurdles after their latest filings.
Updated on Sept. 29, 2026 in Financial Services
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Federal regulators have completed their joint review of resolution plans submitted in October 2025 by 15 major U.S. banking organizations. The agencies identified no shortcomings or deficiencies in these plans, which outline strategies for orderly resolution during financial distress.
Why it matters
These feedback letters signal that the largest U.S. financial institutions are currently operating within established regulatory safety benchmarks. For operators, this clearance reduces uncertainty regarding the stability of major institutional banking partners.
Regulators reviewed resolution plans for 15 banking organizations, all maintaining assets exceeding $250 billion. The agencies confirmed that these institutions met all requirements, successfully resolving a past shortcoming identified in the 2021 BNP Paribas plan.
The players
Federal Reserve
The central banking system of the United States tasked with monetary policy and the oversight of financial institutions.
FDIC
The independent government agency that provides deposit insurance and oversees the resolution of failing financial institutions.
BNP Paribas
A major international banking group that previously navigated a resolution plan shortcoming in 2021.
The details
Resolution plans are mandatory frameworks that detail how a systemically important bank would be dismantled or restructured without triggering broader financial contagion. The agencies conducted a joint review of these October 2025 submissions to ensure the entities could survive localized failure. By identifying no deficiencies, regulators effectively validated the current liquidity and organizational strategies held by these large-scale institutions.
Timeline
2021: BNP Paribas submitted its initial resolution plan.
October 2025: 15 banking organizations submitted their resolution plans.
September 29, 2026: Agencies published the official feedback letters.
Market Landscape
The feedback letters are part of the ongoing regulatory cycle mandated by the Dodd-Frank Act to ensure institutional stability. This clear bill of health marks a period of stability following years of heightened scrutiny regarding how mega-banks manage internal distress.
Operators can view this as a signal of relative stability among the nation's largest financial intermediaries. Monitor future regulatory disclosures if your firm relies on these banks for complex credit facilities or multi-national cash management.
The takeaway
Large-scale banking organizations have successfully navigated the latest round of federal resolution plan audits. Operators should track these agency disclosures to gauge the compliance health of their primary institutional banking partners.
Further reading
For more on how regulatory shifts impact institutional stability, see the Financial Services section.
Source note: This article includes information reported by Board of Governors of the Federal Reserve System.
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