Ripple Executive Predicted Public Blockchain Tokenization
Financial firms evaluating tokenized assets should monitor new privacy standards for public ledgers.
Updated on Sept. 30, 2026 in Financial Services
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Ripple president Monica Long stated that tokenized assets will increasingly migrate to public blockchains as privacy and control tools mature. This shift aims to meet institutional requirements for secure asset management.
Why it matters
Institutional players have historically avoided public networks due to transparency concerns, but new delegation and encryption protocols are changing the calculus for enterprise deployment. These technical updates could allow firms to issue tokens on public infrastructure while maintaining necessary compliance controls.
The firm introduced the XLS-75 permission delegation standard on August 21, 2024, followed by an update on September 25, 2026. These tools join the XLS-96 confidential transfer framework, which uses zero-knowledge proofs to support institutional privacy requirements.
The players
Monica Long
As president of Ripple, she leads the strategy for a provider of enterprise blockchain and crypto solutions for global financial services.
Ripple
A developer of blockchain-based payment infrastructure used by financial institutions for cross-border liquidity and digital asset management.
The details
The XLS-96 framework utilizes EC-ElGamal encryption and zero-knowledge proofs to facilitate confidential transfers, effectively masking transaction details while maintaining ledger integrity. Simultaneously, the XLS-75 standard enables account holders to delegate transaction authorization to third parties. These combined mechanisms provide the privacy and administrative control necessary for institutions to operate on public networks.
Timeline
August 21, 2024: The XLS-75 permission delegation standard was created.
September 25, 2026: The XLS-75 standard received an update.
September 30, 2026: Monica Long delivered comments on the future of tokenized assets.
Market Landscape
The strategy follows a pattern set by the XLS-96 confidential transfer framework, which established a technical precedent for private transactions on public ledgers. These developments signal a maturing ecosystem where public infrastructure is being retrofitted to meet institutional requirements.
Operators currently evaluating blockchain integration should assess whether current providers support zero-knowledge proofs and delegated permission structures. These features are likely to become standard requirements for institutional-grade tokenization platforms.
The takeaway
The maturation of public blockchain tools suggests that institutional tokenization may shift away from private, siloed chains. Firms should track the deployment of XLS-75 and XLS-96 to determine if public ledger solutions can replace existing proprietary infrastructure.
Further reading
Explore the evolving Financial Services landscape for more on digital asset infrastructure.
Source note: This article includes information reported by TokenPost.
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