TOTM Technologies Formed Digital Identity Partnership

The firm joined with Dubai-based Crescotec to integrate identity infrastructure with facial recognition.

Updated on Sept. 28, 2026 in Remote Work

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TOTM Technologies and Dubai-based Crescotec have entered a one-year partnership to integrate digital identity infrastructure into banking and fintech operations. AI Illustration. Upload story photo >

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TOTM Technologies and its subsidiary InterBio have entered a one-year partnership with Dubai-based Crescotec to integrate digital identity infrastructure with facial recognition and liveness detection technology. This move aims to expand the company's capabilities across the banking, fintech, and telecommunications sectors.

Why it matters

The deal seeks to diversify revenue streams for TOTM Technologies by enhancing its technical verification stack for cross-border transactions. This initiative aligns with the ASEAN Digital Economy Framework Agreement as the companies look to scale their operations.

The partnership spans a one-year term to develop digital identity solutions. The effort builds on a separate, prior agreement reached in August 2026 to develop a verification platform for cross-border transactions.

The players

TOTM Technologies

An Indonesian-based technology firm focused on digital identity and biometrics.

Crescotec

A Dubai-based firm specializing in technological infrastructure.

InterBio

An Indonesian subsidiary of TOTM Technologies that specializes in digital identity solutions.

The details

The collaboration integrates digital identity infrastructure with facial recognition to support automated verification processes. Operators in high-security sectors like fintech and banking can utilize these tools to streamline customer onboarding while meeting regional compliance standards. The companies have already completed a proof of concept for a prospective client to validate the technology's effectiveness.

Timeline

  1. August 2026: TOTM Technologies and PILA agreed to develop a digital verification platform.

  2. September 2026: TOTM Technologies and InterBio signed a partnership agreement with Crescotec.

  3. September 2027: The partnership agreement is set to expire with an option for automatic renewal.

Market Landscape

The partnership follows the strategic intent of the ASEAN Digital Economy Framework Agreement, which sets the standards for regional data and digital trade. This move reflects a broader trend of firms aligning their verification tech with emerging regional compliance frameworks.

Operators in fintech and telecommunications should track the integration of liveness detection into their own verification workflows to assess potential efficiency gains. Monitor the planned expansion into Singapore and Vietnam as a signal for when this technology may reach your regional markets.

The takeaway

The industry is increasingly relying on automated liveness detection to meet the demands of cross-border financial compliance. Monitor the status of the Crescotec partnership following its September 2027 renewal window for signals on the scalability of these identity solutions.

Further reading

For broader insights into how digital infrastructure influences distributed operations, see our Remote Work section.

Source note: This article includes information reported by Biometric Update.

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Do you trust digital identity tools to protect your personal information and privacy?

TOTM Technologies Formed Digital Identity Partnership | Highwise Business